You should explore all of your options and always get a viatical settlement appraisal before selling your life insurance policy. Especially, if you are chronically ill. A viatical settlement is only one of your options, if you have determined you need to access the value of your life insurance policy…
Some Notes on the Viatical Settlement Process Read Post »
This client was facing financial challenges and was unable to pay his upcoming life insurance premium. His agent opted to explore the market value of his life insurance policy. Because of his age and relatively good health, he could not qualify for a traditional cash life settlement. His only other options appeared…
Can I retain a portion of my death benefit? Read Post »
Policy has $750K Face Value with $900 annual premium. Client receives offer of $405,000
Policy has $2M Face Value with $130K annual premium. Client receives offer of $130,000
Policy has $200K Face Value with $6K annual premium. Client receives offer of $104,000
March 2011 Life Settlement Case Study Read Post »
Policy has $5M Face Value with $214K annual premium. Client receives offer of $800,000
Policy has $1M Face Value with $81K annual premium. Client receives offer of $180,000
Policy has $3.75M Face Value with $136K annual premium. Client receives offer of $610,000
February 2011 Life Settlement Case Study Read Post »
Policy has $1.5M Face Value with $36K annual premium. Client receives offer of $234,000
Policy has $1.8M Face Value with $65K annual premium. Client receives offer of $410,000
Policy has $1.65M Face Value with $59K annual premium. Client receives offer of $360,000
January 2011 Life Settlement Case Study Read Post »
Policy has $4M Face Value with $193K annual premium. Client receives offer of $720,000
Policy has $2.8M Face Value with $78K annual premium. Client receives offer of $280,000
Policy has $650K Face Value with $37K annual premium. Client receives offer of $128,000
December 2010 Life Settlement Case Study Read Post »
Policy has $900K Face Value with $45K annual premium. Client receives offer of $195,000
Policy has $1M Face Value with $21K annual premium. Client receives offer of $50K + $400K at death
Policy has $4M Face Value with $263K annual premium. Client receives offer of $420,000
November 2010 Life Settlement Case Study Read Post »
Policy has $750k Face Value with $33K annual premium. Client receives offer of $253,000
Policy has $1M Face Value with $36K annual premium. Client receives offer of $160,000
Policy has $1.5M Face Value with $74K annual premium. Client receives offer of $305,000
October 2010 Life Settlement Case Study Read Post »
Policy has $4M Face Value with $205K annual premium. Client receives offer of $320,000
Policy has $1M Face Value with $86K annual premium. Client receives offer of $120,000
Policy has $1M Face Value with $46K annual premium. Client receives offer of $300,000
September 2010 Life Settlement Case Studies Read Post »
DO YOU QUALIFY?