Examples of Successful Life Settlements
Thousands of people benefit every year by selling their insurance rather than surrendering it for little or nothing. It is so important to get an appraisal or estimate before you consider surrendering your life insurance policy. To help illustrate why someone would seek a life settlement and to show how they work, we’ve compiled some examples. These are just recent examples and it is important to understand that a life settlement is case by case.
This is not meant to represent that you will qualify for a life settlement and it is not meant to entice you into selling your life insurance policy. Life insurance is a valuable asset.
March 2011 Life Settlement Case Study
Case Study #1: 57-year-old female
Policy has $750K Face Value with $900 annual premium. Client receives offer of $405,000
Case Study #2: 79-year-old male
Policy has $2M Face Value with $130K annual premium. Client receives offer of $130,000
Case Study #3: 67-year-old male
Policy has $200K Face Value with $6K annual premium. Client receives offer of $104,000
February 2011 Life Settlement Case Study
Case Study #1: 77-year-old male
Policy has $5M Face Value with $214K annual premium. Client receives offer of $800,000
Case Study #2: 88-year-old male
Policy has $1M Face Value with $81K annual premium. Client receives offer of $180,000
Case Study #3: 74-year-old male
Policy has $3.75M Face Value with $136K annual premium. Client receives offer of $610,000
January 2011 Life Settlement Case Study
Case Study #1: 80-year-old female
Policy has $1.5M Face Value with $36K annual premium. Client receives offer of $234,000
Case Study #2: 82-year-old male
Policy has $1.8M Face Value with $65K annual premium. Client receives offer of $410,000
Case Study #3: Couple in 80′s
Policy has $1.65M Face Value with $59K annual premium. Client receives offer of $360,000
December 2010 Life Settlement Case Study
Case Study #1: 79-year-old male
Policy has $4M Face Value with $193K annual premium. Client receives offer of $720,000
Case Study #2: 81-year-old male
Policy has $2.8M Face Value with $78K annual premium. Client receives offer of $280,000
Case Study #3: 82-year-old male
Policy has $650K Face Value with $37K annual premium. Client receives offer of $128,000
November 2010 Life Settlement Case Study
Case Study #1: 88-year-old female
Policy has $900K Face Value with $45K annual premium. Client receives offer of $195,000
Case Study #2: 78-year-old male
Policy has $1M Face Value with $21K annual premium. Client receives offer of $50K + $400K at death
Case Study #3: 83-year-old female
Policy has $4M Face Value with $263K annual premium. Client receives offer of $420,000
October 2010 Life Settlement Case Study
Case Study #1: 81-year-old male
Policy has $750k Face Value with $33K annual premium. Client receives offer of $253,000
Case Study #2: 85-year-old male
Policy has $1M Face Value with $36K annual premium. Client receives offer of $160,000
Case Study #3: 83-year-old male
Policy has $1.5M Face Value with $74K annual premium. Client receives offer of $305,000
September 2010 Life Settlement Case Studies
Case Study #1: 79-year-old male
Policy has $4M Face Value with $205K annual premium. Client receives offer of $320,000
Case Study #2: 88-year-old female
Policy has $1M Face Value with $86K annual premium. Client receives offer of $120,000
Case Study #3: 68-year-old male
Policy has $1M Face Value with $46K annual premium. Client receives offer of $300,000